BE Pennypacker | A guide to budgeting, investing, money, and life in general.


When Your Body Says, “Whoa!” Sometimes You Have to Listen

Back in November of 2015, I set out on a six month journey to conquer a Navy SEAL Fitness program.  I had high hopes that I’d cruise right on through April and cross a nice little accomplishment off my list.  Sadly, my body has said, “Whoa!”, and I’ve decided to listen. The Return of the Toe I’ve been on … Continue reading When Your Body Says, “Whoa!” Sometimes You Have to Listen



Mortgage Pay-Down Goal, Check…Well Almost

It’s been six months since Mrs. Pennypacker and I set our last mortgage pay-down goal and I’m sad to say we didn’t quite make it.  The goal we set in July of last year was to have the mortgage paid down to 30% left by the end of 2015.  As of now, we’re at 30.5%. … Continue reading Mortgage Pay-Down Goal, Check…Well Almost



Budgeting Buddy 1.0 is here

Happy New Year!  After several months in beta and several more months in development, I’m happy to announce that version 1.0 of Budgeting Buddy is now available! What is Budgeting Buddy? Budgeting Buddy is an app that helps you track your financial health.  I’ve tried several other tools and software to manage my finances, but none of them … Continue reading Budgeting Buddy 1.0 is here



How I Stumbled into a 26 Week Veteran’s Day Challenge

It’s funny how sometimes, without any planning, things just fall into place and you end up doing something really awesome. It all started  a couple weeks ago when I recorded a bunch of movies off a free preview weekend for one of those premium movie channels on cable that I’m too cheap to actually pay … Continue reading How I Stumbled into a 26 Week Veteran’s Day Challenge



Be a Smart Shopper When It Comes to Higher Education

According to research done by the Associated Press, the average Gen Xer with a bachelor’s degree is paying $400 a month on student loan debt.  Does this seem wrong to you?  The federal government says this is more than the average household spends on groceries a month.  You need a bachelor’s degree, right?  So what … Continue reading Be a Smart Shopper When It Comes to Higher Education



Budgeting Buddy: Did I Create a Budget This Month?

It’s an app.  It’s a website.  It’s called Budgeting Buddy – where every paycheck is a choice – and we’re quickly churning out the new versions. It’s only been a couple weeks since version 0.6 came out, but we’re already poppin’ the tag on 0.7. What’s New? We all need reminders, even people like me who … Continue reading Budgeting Buddy: Did I Create a Budget This Month?

A guide to budgeting, investing, money, and life in general.