BE Pennypacker | Page 30 of 30 | A guide to budgeting, investing, money, and life in general.


Is a million dollars too much to pay for a house?

The short answer is maybe.  The long answer is it depends.   How much money do you make?  What is your net worth? Mrs. Pennypacker and I were out this past weekend touring a few open houses.  Some of which were priced at around a million dollars.  Now, we’re not looking to buy anytime soon.  We just like looking … Continue reading Is a million dollars too much to pay for a house?



Brewing Up a Basic Budget

Creating a monthly budget is the first step in seizing control of your money.  It is vital that you know how much money is coming in and exactly where that money is going. To make a budget, start with a spreadsheet (or a piece of paper if you’re low-tech).  List your monthly expenses and your income.  Total up your expenses and subtract this number from your income.  … Continue reading Brewing Up a Basic Budget



Why be wealthy?

Chances are you’ve thought about the things you could buy if you won a few million dollars in the lottery – a new TV, a car, maybe a bigger house.  But have you thought about the less tangible things that wealth could give you? Here’s why Mrs. Pennypacker and I want to be wealthy… To give To give more time and money to our family, friends, and complete strangers.  To … Continue reading Why be wealthy?



$400 Now Can Save $1200 Later

The other day Mrs. Pennypacker called me at work to tell me her car wouldn’t start. I told her I would take a look at it when I got home after work. From what she described, it sounded like the battery was dead. No problem. So I stopped over at Autozone on my way home … Continue reading $400 Now Can Save $1200 Later



Here We Go

I really should’ve started this blog 5 years ago when I started paying attention to money.  Oh well…better late than never. Most people love money especially when it comes in the form of a giant lottery check written to you.  But, lots of folks don’t like dealing with money.  They think it’s a painful chore right up … Continue reading Here We Go

A guide to budgeting, investing, money, and life in general.